- Multi-policy: Bundle auto + home or renters.
- Safe driver: No recent accidents or violations.
- Vehicle features: Anti-theft devices, safety tech.
- Good student: Discounts for students with qualifying grades.
- Low mileage: If you drive below carrier thresholds.
- Occupational or professional discounts: Certain professions may qualify.
Always ask carriers and independent agents if discounts can be combined and if any documentation is required.